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SR 22 FREQUENTLY ASKED QUESTIONS
WHAT IS SR22 AUTO INSURANCE? I ALREADY HAVE AUTO INSURANCE. WHY WON'T THAT WORK? If you have regular or preferred auto insurance and it cancels for any reason, only you and your insurance company know about that. When there is an SR22, if the same thing happens… your state DMV, DOL or DPS gets notified. They immediately re suspend your license! WHY DO I NEED AN SR22? If a driver is convicted of a major moving violation, has too many tickets or accidents or is caught driving without insurance, the state the offense(s) occurred in typically will require that driver to carry an SR22 as a condition to get a valid drivers license. WHERE CAN I GET AN SR22? Only a licensed insurance company can provide an SR22. WHAT HAPPENS IF I AM CAUGHT DRIVING WITH A SUSPENDED LICENSE? The best you can hope for is a very expensive ticket that carriers a lot of points. Most states will arrest you and tow and impound your/the vehicle. Some states impound your vehicle for up to 30 days and you have to pay the storage! WHAT IS AN SR-22 INSURANCE FILING? It is a form from your insurance company that shows your motor vehicle has liability insurance. (Sample of SR-22) You must contact an insurance company to obtain the liability insurance and the SR-22 form. |
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